CM Punjab Bewa Sahara Card 2026 Online Registration Eligibility & Required Documents

What is CM Punjab Bewa Sahara Card 2026?

The CM Punjab Bewa Sahara Card 2026 is a flagship social welfare initiative launched by the Punjab Government under the leadership of Chief Minister Maryam Nawaz. This program is designed specifically to provide a safety net for widows who are facing economic hardship due to the loss of their spouses. Administered by the Punjab Social Protection Authority (PSPA) and verified through the Punjab Socio-Economic Registry (PSER), the card ensures that vulnerable women receive dignified financial support.

Unlike previous isolated schemes, this initiative integrates monthly financial assistance with broader social protection reforms, ensuring that funds are transferred directly to beneficiaries via transparent digital channels like JazzCash, Easypaisa, or direct bank transfers.

Program Objectives & Purpose

The core purpose of the Bewa Sahara Card is to alleviate poverty among female-headed households. The government aims to achieve the following:

• Financial Independence: Empowering widows to manage household expenses, utilities, and food without depending on others.
• Social Inclusion: Integrating marginalized women into the formal banking and social protection system.
• Transparency: Utilizing biometric verification and PSER data to eliminate ghost beneficiaries.
• Child Welfare: Ensuring that mothers can support their children’s education and healthcare needs.

Who Approved the Scheme?

The scheme was officially approved by the Punjab Cabinet and is executed in collaboration with the Punjab Zakat Department. The initiative is part of the broader vision of Maryam Nawaz to create a welfare state. The Zakat Department has sanctioned a specific budget to ensure the sustainability of the fund, particularly for the lump-sum Widow Support Card tier.

Eligibility Criteria for Bewa Sahara Card 2026

To ensure the aid reaches the most deserving, the Punjab Government has set strict eligibility criteria. Applicants must meet the following conditions:

• Marital Status: The applicant must be a widow with a valid Death Certificate of her husband.
• Residency: Must hold a valid Punjab Domicile and permanently reside in the province.
• Income Level: Must belong to a low-income household (often determined by a specific PMT score in the poverty database).
• Employment: The applicant must not be a government employee or receiving a pension.
• Double Dipping: Should not be a beneficiary of other overlapping provincial stipends (though BISP beneficiaries may still qualify depending on the specific tier).

Required Documents for Bewa Sahara Card 2026

For successful online registration or verification at an e-Khidmat Markaz, candidates must possess:

• Original CNIC (Computerized National Identity Card).
• Husband’s Death Certificate (issued by NADRA/Union Council).
• Proof of Residence (Utility bill or Domicile).
• Income Proof (Affidavit or local committee verification).
• Mobile Number: A SIM card registered in the applicant’s own name for SMS notifications.

Monthly Financial Assistance & Benefits

The CM Punjab Bewa Sahara Card 2026 offers a dual-benefit structure designed to address both immediate and recurring needs:

1. Monthly Stipend

Eligible widows receive a recurring monthly stipend of PKR 10,000. This amount is intended to cover basic kitchen expenses and utility bills.

2. Zakat-Based Lump Sum Support

Under the Widow Support Card tier (funded by the Zakat Department), select beneficiaries may receive:

• Base Assistance: A one-time grant of Rs. 100,000.
• Child Support Tier 1: An additional Rs. 25,000 for widows with one dependent child.
• Child Support Tier 2: An additional Rs. 50,000 for widows with two or more children.

Budget Allocation & Government Support

To guarantee the program’s success, the provincial government has approved a massive budget allocation of Rs. 4 Billion. This funding is ring-fenced to prevent delays in payments. The Punjab Social Protection Authority monitors the disbursement to ensure 100% utilization of these funds for poverty alleviation.

How to Apply for CM Punjab Bewa Sahara Card 2026

The government has introduced a hybrid application model to accommodate women with different levels of digital literacy.

Method 1: Online Registration via PSER

1. Visit the official PSER Portal.
2. Create an account using your CNIC and mobile number.
3. Select the “Bewa Sahara Program” category.
4. Upload scanned copies of the Death Certificate and CNIC.
5. Submit the application and note the Tracking ID.

Method 2: Offline at e-Khidmat Markaz

1. Visit the nearest e-Khidmat Markaz or Social Welfare Office.
2. Present your original documents to the facilitation officer.
3. The staff will perform biometric verification on the spot.
4. You will receive a confirmation SMS upon successful registration.

Verification Process for Punjab Bewa Sahara Card

Once an application is submitted, it undergoes a rigorous 3-step verification:

• NADRA Database Check: Verifies the widow status and family tree.
• PSER Profiling: Assesses the socio-economic status and poverty score.
• Zakat Committee Review: Local committees may verify the financial need for the lump-sum grant.

This process typically takes 2 to 4 weeks.

Payment Method & Step-by-Step Process

Transparency is key to the Bewa Sahara Card.

1. Notification: Beneficiaries receive an SMS from 8171 or the PSPA official code.
2. Disbursement: Funds are credited to a virtual account linked to the CNIC.
3. Withdrawal: Money can be withdrawn via Biometric ATMs (Bank of Punjab), JazzCash, or Easypaisa agents.

Common Issues & Solutions

• Fingerprint Mismatch: If biometrics fail, visit a NADRA office to update your fingerprints.
• SIM Not Registered: Ensure the mobile number provided is registered under the widow’s own CNIC.
• Payment Delays: Payments are released in phases. Check your status via the PSER portal before visiting the bank.

Helpline & Contact Details

For complaints, status checks, or guidance, applicants can contact the official support channels:

• PSPA Helpline: 1221
• Toll-Free Number: 0800-09100
• Website: Official PSPA or Punjab Government portal.

Limitations of the Program

While extensive, the program has limitations:

• Geographical Restriction: Strictly for Punjab residents only.
• Zakat Eligibility: The lump-sum grant is strictly for those who qualify for Zakat (Mustahiq-e-Zakat).
• Phased Rollout: Not all districts may receive funds simultaneously.

Bewa Sahara Card vs Other Government Schemes

Latest Updates 2026

As of 2026, the Punjab Government has announced plans to integrate the Bewa Sahara Card with the “Himmat Card” ecosystem, potentially allowing widows to access subsidized travel and healthcare services. The budget allocation is expected to increase in the next fiscal quarter to accommodate more applicants.

Frequently Asked Questions (FAQs)

Q: Can a widow receiving BISP apply for the CM Punjab Bewa Sahara Card?
A: Yes, but priority is given to those with no other source of income. Cross-verification via PSER will determine final eligibility.

Q: Is the Rs. 100,000 grant given to everyone?
A: No, the Rs. 100,000 grant is a Zakat-based initiative for the most destitute widows, verified by local Zakat committees.

Q: How do I check my eligibility online?
A: You can check eligibility by entering your CNIC on the PSER web portal or by visiting an e-Khidmat Markaz.

Quick Summary / Key Points

• Program: CM Punjab Bewa Sahara Card 2026.
• Benefit: PKR 10,000 Monthly + up to PKR 100,000 one-time grant.
• Eligibility: Widows with Punjab Domicile and low income.
• Apply: Online via PSER or Offline at e-Khidmat.
• Helpline: 1221.